Credit reports from all three credit reporting agencies. Now you can streamline business processes with live credit report data.

Supported Credit Report Tools and Products from Experian

  • Experian NetConnect
  • Credit Profile (ARF) System 7
  • Credit Profile (TTY)
  • Address Update
  • Bullseye
  • Collection Report
  • Connect Check
  • Joint Credit Reports
  • Employment Insight
  • ID Profile
  • Social Search
  • FACS+
  • Profile Summary
  • Demographics
  • National Fraud Database
  • IEV (Income and Employment Verification)
  • Cross View
  • Access Point
  • Custom Strategist
  • CU Decision Expert
  • Most Experian Risk Models
  • Fraud Shield
  • Credit Trends
  • Direct Check
  • Truvue
  • Checkpoint Consumer (Authentication Services - AS1) XML
  • Checkpoint Business (AS1) XML
  • Experian XML MISMO Format
  • STAGG Select
  • Precise ID
  • VantageScore SM enabled
  • HR-XML for Experian

If you have a particular need, please ask!


Product and company names mentioned herein are the property of their respective owners. You must have account(s) and valid log-in credentials with whichever credit reporting agencies you intend to access with the Merit Credit Engine software. Merit Credit Systems is a software provider only, is not affiliated with any credit bureau, and does not act as a provider, pass-through, or reseller of consumer credit reports.

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